Find Fixed Rate Savings Accounts that suit you.
We connect savers, like you, to our partner credit unions. The credit unions offer great rates on both fixed and instant access accounts, plus provide full FSCS protection for peace-of-mind. Once opened, your account can be easily managed 24/7 through the My Community Finance portal.
in partnership with
FCA Guaranteed Deposits
Our network of credit unions have helped to provide £300m in deposits to customers
Choose how you’d like to save
When you apply, we will match you with one of the credit unions we work with. They offer the accounts and rates listed below.
Fixed Rate Savings
With the fixed rate accounts, you’ll know exactly how much interest will be earned on your savings over a specific length of time.
Term Length
Fixed Rate (AER*)
1 Year
4.65%
This is our most popular product with 91% of customers choosing this option.
6 Months
4.15%
18 Months
4.25%
2 Year
4.58%
3 Year
4.55%
*AER stands for Annual Equivalent Rate and shows what you could earn on your savings account over a year. AER takes compound interest into account. This means it accounts for any interest you earn on top of interest you’ve already been paid. The higher the AER paid and compounded, the more interest you could earn.
Things you should know before applying
- You can save up to £85,000.
- No fees or charges to open a savings account.
- Our applications are entirely online so there is no need for unnecessary paperwork.
- If you need any help, you can contact our UK-based customer support team.