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Frequently Asked Questions

How can I find out my credit score?

A credit reference agency (CRA), also known as a credit bureau, is a company that collects information regarding your payment history and your handling of repayments from banks or other lenders you’ve borrowed money from. The information is stored in your credit file, which can be viewed by other lenders.  

You can ask for a free copy of your credit report from the following credit reference agencies: 

TransUnion UK: Credit Reference Information Notice (CRAIN) | TransUnion UK

Experian: Credit Reference Agency Information Notice (CRAIN) | Experian


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My Community Finance

Giving savers and borrowers access to ethical lenders such as credit unions through the Community Finance Network. For you. For everyone.

My Community Finance is a credit broker, not a lender. My Community Finance is the registered trading name of Amplifi Capital (U.K.) Limited [Amplifi] with UK company number 08641995 and registered address 30 Churchill Place, Canary Wharf, London E14 5EU. Amplifi Capital (U.K.) Limited is authorised and regulated by the Financial Conduct Authority with FRN 718749. Amplifi Capital (U.K.) Limited is registered with the Information Commissioner’s Office with registration number ZA040320. Amplifi Capital (U.K.) Limited partners with the Community Finance Network; the Community Finance Network is a group of credit unions and CDFIs committed to providing fair and ethical loans. Participating credit unions are authorised by the Prudential Regulation Authority (Bank of England) and regulated by the Financial Conduct Authority. Participating CDFIs are regulated by the Financial Conduct Authority. Their respective details, including registration numbers with both regulatory bodies, can be found on the Community Finance Network website. CCTA Membership Number CCTA1265. 

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