What is APR?
APR stands for Annual Percentage Rate. It is a figure used to help you understand the total cost of a loan over one year, including the interest rate and any additional fees or charges.
The interest rate you are offered by a lender will depend how much you want to borrow, the time period you will repay it back over and your credit history.
You can ask for a free copy of your credit report from TransUnion, Experian or Equifax.