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Frequently Asked Questions

What is Open Banking and

Open banking is a safe, secure and easy way for you to share your banking information with the trusted credit unions we work with. If your income cannot be verified when you apply, you will need to provide proof of this during the application process. If your bank account is compatible with Open Banking, all you have to do is connect your account to prove your income. This is usually a much faster process than the alternative of finding and downloading your bank statements and uploading them in our portal.

If you decide to use Open Banking, you will connect through our partner,, who is authorised and regulated by the Financial Conduct Authority (FCA). You can find out more about them at: How it works –


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My Community Finance

Giving savers and borrowers access to ethical lenders such as credit unions through the Community Finance Network. For you. For everyone.

My Community Finance is a credit broker, not a lender. My Community Finance is the registered trading name of Amplifi Capital (U.K.) Limited [Amplifi] with UK company number 08641995 and registered address 30 Churchill Place, Canary Wharf, London E14 5EU. Amplifi Capital (U.K.) Limited is authorised and regulated by the Financial Conduct Authority with FRN 718749. Amplifi Capital (U.K.) Limited is registered with the Information Commissioner’s Office with registration number ZA040320. Amplifi Capital (U.K.) Limited partners with the Community Finance Network; the Community Finance Network is a group of credit unions and CDFIs committed to providing fair and ethical loans. Participating credit unions are authorised by the Prudential Regulation Authority (Bank of England) and regulated by the Financial Conduct Authority. Participating CDFIs are regulated by the Financial Conduct Authority. Their respective details, including registration numbers with both regulatory bodies, can be found on the Community Finance Network website. CCTA Membership Number CCTA1265. 

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