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Frequently Asked Questions

Why is my rate different to the APR I’ve already seen?

If you’ve looked at our loan calculator or marketing communications from us or one of the price comparison sites we work with, you will have seen a representative APR.


The representative APR is the rate that at least 51% of customers were charged (or lower) when they took out a loan from the credit unions that we work with in the last few months. 

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My Community Finance

Giving savers and borrowers access to ethical lenders such as credit unions through the Community Finance Network. For you. For everyone.

My Community Finance is a credit broker, not a lender. My Community Finance is a registered trading name of Amplifi Capital (U.K.) Limited with company number 08641995 and registered address 30 Churchill Place, Canary Wharf, London E14 5EU, UK. Amplifi Capital (U.K.) Limited is authorised and regulated by the Financial Conduct Authority with FRN 718749 and FRN 902841. Amplifi Capital (U.K.) Limited is registered with the Information Commissioner’s Office with registration number ZA040320 and is a member of the Consumer Credit Trade Association (“CCTA”) with membership number CCTA1265 

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